So consumers are shaping the value proposition in the marketplace while the government is establishing basically the market and the economic rules and as I said before they’re not necessarily in sync so what comes for us from that are two real themes so if you believe that our business is constructed obviously everybody can have their own view of that but I obviously believe the business is constructed in a good way we are well deployed against the benefit space we’re well deployed against the delivery space we’ve got positions in both Supply demand um we’ve got uh enabling technology in the marketplace if we then want to say now what you are we really going to drive we’re going to drive two things we’re going to drive Innovation to tr to create more value and then we’re going to be very much focused like we have never been focused before on what I’ll call cost enablement which is so that the consumer can get at this the government the corporate sponsors can get at health Care at a distinctively lower cost and when I say that think in the context of 20% so not in healthcare so many people talk about quarter percentage points half percentage points we’re talking about real meaningful change
消费者正在塑造市场中的价值主张,而政府则在制定市场与经济规则。如前所述,这两者并不总是保持同步。对我们而言,这衍生出两个核心主题。第一,如果你认为我们的业务架构合理——虽然人人皆可有不同看法,但我深信我们的架构无可挑剔——我们在福利领域与服务提供领域都已部署完善,供需两端均有布局,并在市场中具备赋能技术。第二,接下来我们真正要推动的,是两件事:一是驱动创新,创造更多价值;二是前所未有地聚焦于“成本赋能”,让消费者、政府和企业赞助方都能以显著更低的成本获得医疗服务。当我谈到“更低成本”时,是以20%为参考,不是那种医疗行业常谈的0.25个百分点或0.5个百分点的微小变动,而是实实在在、意义重大的成本变革。
And one of the things that we’re learning is really what um what kind of moves the market our view of Innovation as an Enterprise within the the uh the Enterprise is somewhat what I’ll call incremental by Design so we are thinking about paths for Innovation about how things can be evolved and adapted so they can go into the marketplace and be accepted both for the consumer and in the care delivery space themes around simplification themes around modernization the most basic modernization getting the delivery system connected getting the basic information through it all staged to Market uh acceptance kind of bringing about enabling capabilities so that once you bring those enabling capabilities on now you can layer on the next thing which might be uh features or incentives that would allow you to then change how you might pay which then might allow you change how you might demand or what you might ask for so think about what the performance measures need to be ahead of time so it’s very much a staging kind of proposition practical it’s what we call approach-based so we may not be doing engineering we may be doing kind of economic and social engineering about how health care resources in a particular Marketplace might be best organized and arranged
我们正在学到的一点是:要真正撬动市场,创新往往需要“增量式设计”。换言之,我们思考的创新路径,不是一次性大刀阔斧地推翻,而是如何演进与适配,让新方案既能被消费者接受,也能融入医疗服务体系。围绕“简化”与“现代化”展开,从最基础的现代化入手——将效能连接到系统、将核心信息贯穿始终,分阶段推动市场认可,先引入赋能能力,再在此基础上逐层叠加功能或激励机制,从而改变支付方式,进而影响需求和诉求。在此过程中,需预先设定绩效衡量标准,因此我们的创新策略本质上是一种“循序渐进”的方法论,更贴近经济与社会工程的思维:在特定市场中,如何最优地组织与配置医疗资源。
and very much as I said evolving on the cost enabling side we focus on product designs that allow consumers to engage and participate providing information for better making better decisions give consumers choice so that they can make the tradeoff between quality and cost that they can make they can discern for themselves what level of resource they want to use how they want to use those resources and for what to begin to educate them about how they might make those kinds of decisions navigate the system um we work in leveraging their buying power um at some level what I'll call a comparative effectiveness between services and products that might be available in the marketplace and we do it again and if I go back to the approach that we take to Innovation we do it from a staging kind of evolving point of view so if we are developing the kinds of tools that consumers can use can I design products that consumers can begin to engage on get connected to can I Divi design the consumer engagement tools that they can use Us in those products to make those product designs more effective so think about incentives tools and information so that they can use those incentives effectively clinical programs that they can engage in to earn those incentives tied into the delivery system that is now contracted in a way to work through that and a care provider that has a his own set of incentives that align with all those no one has ever really done that before and from that can I get consumers to make better choices about what services they may use what resources uh they choose um shop for cost so that you get that kind of efficiency in the marketplace and can I get a delivery from the delivery side an engagement level that allows them to participate
在“成本赋能”方面,我们专注于产品设计,让消费者能够参与其中。通过提供信息,帮助他们做出更好的决策,赋予他们选择权,使他们能够在质量与成本之间进行权衡,自主判断自己希望使用何种资源、以何种方式使用,并为此接受教育——学习如何在系统中导航、做出决策。我们还利用他们的购买力,引入“可比效能”(comparative effectiveness)概念,对市场上可用的服务与产品进行对比评估。重回我们的创新方法论,这一切都采取“分阶段演进”的方式:首先开发可供消费者使用的工具,再设计相应产品,让消费者开始接触并融入其中;配套开发消费者参与工具,以提高产品设计的效果。也就是说,要考虑激励机制、工具与信息的搭配,用以有效利用这些激励;设计临床项目,让消费者通过参与赚取激励;将这些嵌入到已签约的交付系统中;与同样具备自身激励机制的医疗提供者对齐。此前从未有人如此系统地将各方激励结合起来。在此基础上,我们可以引导消费者做出更优决策:选择何种服务、使用何种资源、以何种成本采购,从而提升市场效率;同时,也可让医疗提供侧提升其参与度。
if we are developing a more efficient model everything we are selling and maybe this is the most important thing everything we are selling today that's part of our we're a pretty well- growing company is in these new designs is in very low price points that represent high levels of consumer Choice high levels of consumer enablement around Discerning between quality and cost that's on the benefit side and on the delivery side everything that we're doing that represents real growth and future is around enabling the delivery system to participate in that as well Accountable Care organiz ations integrated care whatever handle you would want to put on it to allow them to start using information understanding seeing their consumer begin to develop the kind of skills that they might participate economically if in fact they can produce better outcomes do that for pay other payers do it for employers do it for governments
如果我们要打造更高效的模式,那么,我们所销售的一切——也许这才是最重要的——都应采取这些全新的设计:以极低的价格,为消费者提供高度的选择自由和判断质量与成本的能力。这既体现在福利端,也体现在服务交付端。我们未来真正的增长都将围绕“使交付系统也能参与其中”展开,无论是所谓的“责任医疗组织”(Accountable Care Organizations)、“整合护理”(integrated care),还是任何其他概念。我们要让提供方开始使用信息,理解并看到消费者正在培养如何在经济上参与、如果能产出更好结果就能获得回报的技能。无论是对其他支付方、雇主还是政府,我们都可以如此操作。
we do comparative effectiveness and the life sciences I said we serve about 400 companies in that space develop and deploy iCal programs around significant diseases diabetes we won the pdma award for our diabetic Health Plan around oncology around healthy pregnancies around transplant programs fertility programs
我们还在生命科学领域应用“可比效能”方法。据我所说,我们为该领域约400家公司提供服务,针对重大疾病(如糖尿病)开发并部署临床项目(iCal programs)。我们曾凭借糖尿病健康计划(Diabetic Health Plan)赢得PDMA奖,也在肿瘤护理、健康妊娠、器官移植和生育等项目中取得成果。
let me give you just a couple things that we are doing or what our Ambitions are we're hoping we we developed uh along with the manufacture we think a very effective very cost cost efficient low priced hearing aid with some interesting approaches in terms of how consumers might engage take hearing tests begin to engage in that and we're hoping to sell about 250,000 of those hearing aids embedded in our uh Medicare uh benefit offerings
让我举两个我们正在做或期望做的例子:首先,我们与制造商联合开发了一款高效、极具成本效益、价格低廉的助听器,并在消费者如何参与、如何进行听力测试等方面采用了创新方式。我们计划将约25万个这类助听器嵌入我们的Medicare福利产品中进行销售。
we have a partnership we took some intellectual property that was in the public domain developed by the uh NIH around programs that could be effective on Diabetes we partnered and created a partnership with the uh YMCA with retail pharmacists uh with our own organization so we're paying through the the marketplace um to engage in this kind of Alliance and developed um the diabetic um Healthcare Alliance and a diabetic Health Plan more benefits all built built around the life of a diabetic engaging them and the uh research to determine what's the marker for a pre-diabetic bring them into the program sold them to about 150 clients available to about 2 and a half million Americans
我们还建立了一项联盟:利用美国国立卫生研究院(NIH)公开领域中的糖尿病项目知识产权,与YMCA、零售药师和我们自身组织合作,通过市场化方式共同推动糖尿病医疗联盟(Diabetic Healthcare Alliance)及糖尿病健康计划(Diabetic Health Plan)的开发与部署,为糖尿病患者的整个生命阶段提供更多福利。这一方案已对150家客户开放,覆盖约250万美国人,同时伴随研究以确定糖尿病前期的标志物,并将其纳入项目中。
an amazing I'll use our own organization our own organization um engages in what I'll call A A Healthy Rewards offering 78 particip 78% participation rate in our own designs around paying incentives for about 5 to 600 incentive to engage in our programs effectively whether that be diabetes Cardiac Care smoking sensation healthy pregnancies whatever that construct works for you you can earn about five or $600 off your premiums um and if you stay with those you can continue to earn we have about 78% participation rate we have a flat Trend we've had a trend in our own book of business 115,000 employees so take that times about 1.8 in terms of beneficiaries and have had a trend of of about 5% or less for the last six years all on a consumer uh cdhp kind of plant about 30% participation rate strong levels of satisfaction strong levels of participation meaningfully cost reduction meaningful cost reduction each year
令人惊讶的是,我们自身也在实施一项名为“健康奖励”(Healthy Rewards)的计划——参与率高达78%。该计划通过大约5到600美元的激励,鼓励员工有效参与糖尿病、心脏护理、戒烟、健康孕产等项目。只要参与,你就能获得约500至600美元的保费减免;持续参与还可继续获得奖励。我们的内部业务(约11.5万名员工,约1.8倍的受益人数)过去六年中,费用增幅一直保持在5%或以下的平稳水平。该计划在消费型健康储蓄账户(CDHP)中的参与率约为30%,满意度和参与度均很高,每年都能实现显著的成本降低。
like last year we found 400 people within our population that were diabetic and didn't know it as an institution I can tell you United Health Group lost nine pounds last year
就拿去年来说,我们在员工群体中发现了400名不知自己已是糖尿病患者的人。此外,作为一个机构,我可以告诉你:联合健康集团去年“减重”了9英镑(比喻性地指成本下降)。
oncology we developed program where we can basically unbundle the practice from the product of the the drugs associated with the care of oncology we focus our oncology programs on high performing clinicians who get actually paid more for taking on a complete oncology bundle and we pay and uh contract for the product separately so we have separated and unbundled the drugs from the uh clinical practitioners and then we have basically um gone after the drugs in terms of buying them uh with our buying power and bundling the services around oncology to to the practitioners and paying the more
在肿瘤护理领域,我们设计了一个项目,将医疗服务与相关药品“拆包”:针对表现优异的肿瘤科医生,我们为他们提供更高报酬,以承接完整的肿瘤护理服务包;而药品则由我们凭借采购规模单独购买,并与医生服务捆绑付费。这种“拆包再捆绑”的模式,让我们既能发挥采购优势,又能提升临床服务质量。
we have mobile applications we put one out just a few weeks ago it's called health for me we're probably the largest producer of mobile applications in healthcare is I'm told as of about 45 minutes before this venue that it's 11th highest free application um on the web since it's been released just about six weeks ago it's called health for me and it consolidates for us um all the mobile applications we've had into into basically one package 11th highest and it only uses our our base
我们还发布了移动应用——“Health for Me”。几周前上线以来,它已成为网络上第11大免费医疗健康应用。该应用整合了我们此前的所有移动应用,并且仅针对我们的既有用户群体开放。
these are the kinds of things that we are um driving and developing these are the kinds of things that are growing in the marketplace and it is clearly an agenda where we are driving Innovation uh throughout our organization both internally which I would say is an incremental kind of evolving kind of an approach and our more disruptive Innovations we do outside so we will develop and have our own Venture cap Capital kinds of arms or we will invest into a venture capital um place where we think we can uh we are seeing areas of interest to us and when we want to do something that's more disruptive we'll do it outside the domain um through those kinds of arms and have been doing that for for many years maybe at about a level of about three to 00 million at any given point in time invested in that space
以上种种正是我们推动与开发的方向,也是市场上正快速增长的趋势。这一创新议程既在组织内部以“渐进式演进”方式开展,也通过对外投资更具颠覆性的项目来实现:我们设有自己的风险投资部门,也会向外部风险投资机构注资,重点布局我们感兴趣的领域。多年来,我们在该领域的投资规模一直保持在约三亿至五亿美元的水平。
so from our perspective the market is setting the bar High the consumer is telling us that they're coming into this space and they expect a great deal more from us higher levels of performance consistency and a much better much better cost offering and a lot more Choice level of much stronger levels of personalization technology that works all the time we may be the best from a pure operating point of view in the marketplace let's just assume for the moment friendly company that we are at 80 billion transactions if I just take four decimals off that that means I have if I have that much of a defect rate then I have 8 million defects in the marketplace over the course of a year that's a lot in healthcare that's a very intolerance space every defect in healthcare has to be corrected there's nobody that does doesn't want a defect in healthcare in our business not corrected so the bar for us is extremely high and the government is coming in and setting its own rules some of those are actually at odds with what we think would be good Market practice but we have to comply with those rules as well as the largest customer and the largest sponsor of health care but between those and engaging with those what we see is an opportunity for this space to get meaningfully better it takes for us enormous scale tremendous levels of investment year after year before you get to a Tipping Point where there's really a threshold that you really are starting to differentiate starting to actually provide a much better value at a much lower cost but we see the opportunity for that see it in the things I've just described and we see it um uh very much in the in the coming years
从我们的角度来看,市场正在将标准设定得很高。消费者告诉我们,他们进入这一领域后,对我们的期望要高得多:更高的绩效一致性、更优质且更具成本效益的服务,以及更丰富的选择、更强的个性化和始终可靠的技术支持。假设我们在市场中运营最优——且我们每年处理约800亿笔交易,那么哪怕万分之一的缺陷率,也意味着一年内有800万笔交易存在问题。在医疗健康领域,这是不可容忍的,每一个缺陷都必须得到纠正。没有任何人愿意见到医疗缺陷不被处理。因此,对我们的要求极高。同时,政府也在制定自己的规则,其中有些与我们认为的良好市场实践相背,但作为最大的客户和最大赞助者,我们必须遵守这些规则。在政府规则与市场需求之间,我们看到这是一个实质性改善的机会。然而,要达到真正的“临界点”,实现显著差异化并在成本与价值上形成突破式提升,需要我们具备巨大的规模,并年复一年地进行大量投资。但正如我刚才所述,我们已看到这一机会,并深信在未来几年会持续显现。
if that has warmed you up enough would you like to see if you're are you seeing the same things I'm used to these long pauses go ahead I'm not from Minnesota really so first to speak up um wondering what intersections you might see with our technology Community here in cities um can medical technology companies for example access some of the that is com of by the same token do you see thank you opportunities to to co-develop um new products with any of the companies here in town we realize you're National and maybe even Beyond National but are there opportunities to work right here in the Twin Cities
如果这些内容让你们热身够了,接下来想听听你们的看法:你们是否也在观察到同样的现象?——我已经习惯了这种长时间的沉默。请发言吧。我其实并不来自明尼苏达。第一个问题想请教:你如何看待我们与本地技术社区的交集?例如,医疗科技公司能否访问我们的一些技术资源?同样地,你是否看到有机会与在座各位本地公司合作,共同开发新产品?我们知道你们是全国性的企业,甚至超越了全国,但是否存在就在双子城(Twin Cities)本地开展合作的机会?
yeah actually we do I think a fair amount of work in the Twin Cities I think we are um work with a number of of companies here this whole hearing aid uh undertaking was was done here in the Twin Cities I'm I'm hoping I'm I am told that we are networked in a reasonable way across the uh the Twin Cities in terms of uh this community which we think to Dale's points um is very rich with respect to healthc care knowledge and one of our interests in terms of the medical technology Community flourishing here is because it does provide a very rich base and a lot of those folks um do come into into our domain I would say at least two of our um Venture arms are based here in the in the Twin Cities and have performed really well and are very productive so I I'm sure we can always do more but I I think we have uh a pretty good network of connections across this community and certainly open for more
是的,事实上我们在双子城地区确有相当多的合作。我想我们与不少本地公司都有合作,这次助听器项目就是在双子城完成的。我了解到,我们在本地社区的网络连接相当完善——正如Dale所言,这里拥有丰富的医疗健康专业知识。医疗科技社区在此蓬勃发展的原因之一,正是因为这里的知识储备深厚,许多优秀人才和团队都涉足我们的领域。可以说,我们至少有两个风险投资部门设立于双子城,并取得了非常不错的成果。当然,我们仍有提升空间,但总体而言,我们在本地社区的联系网络已经相当牢固,并且始终欢迎更多合作。
I think we're a very I I think we're a very accessible organization you could tell me whether we are or not I was in a meeting last week with Don Berwick and the question was asked to him how much does Washington matter going forward and it was interesting to hear him say that he didn't think it mattered that much and and the reason he said that is he says he thinks there's such momentum behind reform from employers from the states uh the private sector that can reform and Improvement of the system is going to just march on ahead regardless of what happens out of the Supreme Court regardless of who wins the election that he sees it continuing to go forward without having to have a lot of support and Drive by Washington I'd be interested in your thoughts on that
我觉得我们是一个非常开放、容易接触的组织,你们可以告诉我真相。我上周与Don Berwick开会,有人问他:未来华盛顿(政府)究竟有多大影响?他的回答很有意思:他认为影响并不那么大。原因在于,他认为来自雇主、各州及私营部门的改革势头已经非常强劲,系统改进会继续推进,无论最高法院如何裁决、无论谁赢得选举,都不会对其根本动力产生太大影响,不需要华盛顿大力推动。对此,我很想听听你们的看法。
I would agree with that to tell you the truth uh I think the and I would tell you using our own company as an example uh we were into a lot of the things I've talked about we did jump in those in the last couple years um we have been driving this same agenda whether healthc care reform was going forward or not and we'll continue on that agenda what I would tell you reform did in whatever it it raise the national Consciousness uh around the the issues around healthc care and it it may have struck fear in the hearts of some to get them more engaged but we're seeing relationships and working with organizations that you just wouldn't have worked with 5 years ago and they're dedicated now to continuing those kinds of relationships and many of them are driven either by thinking that they either need to do these kinds of things let's say get more integrated into into the marketplace I'll just use as one theme because that s survival or they're doing it because they think they're going to succeed and build their businesses and be more dominant U the more they engage in whatever Direction they're they're headed and the directions are relatively similar so I would agree very much with that uh in terms of him saying the the Catalyst for change is in the in the private market today I would agree with that
说实话,我也同意这一点。以我们公司为例,无论医疗保健改革是否推进,这两年我们一直在践行我刚才提到的那些举措,也会继续沿着这条路线前行。可以说,改革的意义在于提高了全国对医疗健康问题的关注度,或许也激发了一些人更积极地参与。但我们看到,如今与我们合作的组织,是五年前绝不会接触的——它们现在都致力于继续这类合作。推动这些合作的原因不外乎两点:一是它们认为必须这么做,比如进一步融入市场——这关乎生存;二是它们相信这样做能助其业务成功并扩大市场地位。总之,我非常赞同Berwick的观点:变革的催化剂正在于今日的私营市场。
I think actually Washington could hurt this very very profoundly um because I think that that uh much of that regulation is not well thought out that it is um at least the reform legislation was very much around expanded coverage Without Really addressing and looking at the system in total as a system and we think as an organization very systemically and I can imagine we could align on this and that is the taxes that have been embedded in this change are are very counterproductive that all your going to do is embed and burden spaces that um are really the only opportunities to bring about uh real change sustainable change you're going to burden the enablers of change in healthcare whether it's organization like yours or like ours by embedding and layering in uh tax burdens that they could not achieve otherwise that are going to be uh costs they going to be inefficiencies in the system and uh they're going to be it makes uh Capital formation and the cost of capital so much higher so things like that and I would say approaches to the marketplace that that um don't um that are impractical that don't don't translate so a lot of the changes around the things that I'm I'm most versed in are would be exchanges essential health benefits I we think should be allowed uh more time frames for uh development um allowed much more freedom in terms of the local venues to pick them up and you know uh what we see is Washington um very much pressure to get regulations out so that they can get as much of this in place uh while they're in uh while they're in the political status they're in so that's where I worry about Washington but I would say burway is absolutely right the appetite to drive change and what we think what we'll call Open Market integration in the marketplace is is quite strong yeah
实际上,我觉得华盛顿的做法可能带来深远负面影响。因为我认为,大部分法规并未经过充分论证——至少改革法规主要关注扩大覆盖面,却并未真正从整体系统层面审视 healthcare。而我们作为一个系统化运作的组织,明显感受到改革中所附加的税负具有高度反生产性——这些税负会加重那些真正能推动可持续变革的实体(无论是像你们这样的组织,还是我们这样的大企业)的负担,从而增加成本、降低效率,并提高资本形成及资本成本。此外,许多面向市场的做法并不切实际、无法落地。譬如,我最熟悉的交易所(exchanges)、基本医疗保障(essential health benefits),我认为应赋予更长的开发周期,并允许地方更大自主空间去执行。但华盛顿似乎只顾在政治窗口期加快出台法规,以尽可能落实改革。对此,我深感忧虑。但我完全同意Burwick的看法:推动改革的动力正源自私营市场对“开放市场整合”的强烈需求。
I thought your comment oning was very interesting do you have a strategy for developing or assisting in the development of products which you from your perspective deem to be overpriced well let's not say overpriced uh um so if what you should read into my commentary is if we are really sitting back saying that this organization was historically a benefits Enterprise that served um sponsors in the marketplace employers governments and so forth that came in and basically did funding for benefits and we are really crossing the chasm into the consumer we're going to focus on everything that can make that consumer's life simpler easier lower cost more effective can we be an effective organization not only educating and informing them but can we bring products and services them more effectively can we use technology along the way particularly recognizing how generationally in the span of 10 to 15 years the use of technology in the marketplace is going to continue to to drive everything will be mobile we will be a completely paperless company um and can we facilitate the consumers uh access to goods and services in in healthc are or for well-being yes and hearing aids was kind of easy um and very much aligned to serving the seniors and will we be restless or looking for other areas like that we will um and we'll be very much educating uh consumers about what products and so forth work why they work what should be what should they be paying for them um what is the uh what can they expect and how should they go about buying goods and services in healthcare that's what they're asking us that's what we're coming back to them with and then we're facilitating that and I think hearing aids is just one example of that so will there be more uh that's our plan
我觉得你的问题很有意思:你们是否有策略开发或协助开发那些你们认为“溢价过高”的产品?其实,不妨别用“溢价过高”这个词——我的意思是:如果我们回顾组织的历史,就会发现我们最初只是一个为市场赞助方(雇主、政府等)提供福利资金的企业,现在我们正在跨越鸿沟,直接面向消费者。我们的关注点是:如何让消费者的生活更简单、更轻松、更低成本、更高效?我们如何才能不仅教育和告知他们,还能更有效地为他们提供产品与服务?我们是否能在此过程中运用技术——尤其考虑到在未来10到15年,技术的市场应用将深刻影响一切,移动化将无处不在,我们将完全无纸化?我们能否帮助消费者更便捷地获取医疗或健康产品与服务?答案是肯定的。助听器项目之所以“快速落地”,正因为它契合了为老年人服务的目标,并相对容易实现。未来我们也会在其他领域持续发力,并不断教育消费者:哪些产品有效、为何有效、应付出何种代价、可期待哪些效果、以及如何在医疗消费市场中购买。这便是他们对我们的需求,也是我们目前正在做的。而助听器只是一个示例。未来绝对会有更多类似的计划——那就是我们的战略。
diabetes actually is another many people don't really know how to completely engage in that you recognize that Healthcare is also a good part social work and a lot of people aren't prepared for some of the challenges life throws at them if we can help organize the resources and organize them to become much more effective if we can Forestall someone from the onset of Diabetes by identifying somebody with the markers seven years before the pro before the it will set out and we have the data to do that engage them in programs that gives them the the ability to potentially for all diabetes 10 15 years possibly indefinitely what is the what is the value of that it's it's enormous when you recognize what a someone with full onset diabetes has and what the quality of their life and what the cost will be and that's why the potency of the dpca program uh is and what's amazing is is that the intellectual property for it has been around for about a dozen years and has not really been brought to the marketplace as a program and that's what we did
糖尿病项目也是如此:很多人并不真正知道如何全程参与其中。你要知道,医疗很大程度上也是社会工作,许多人并未为生活中的种种挑战做好准备。如果我们能整合资源,并加以优化,就能显著提高成效。比如,通过数据,我们可以在糖尿病发病前七年就识别出标志人群,并让他们参与项目,从而在未来10到15年甚至更长时间内延缓或防止糖尿病发作。这种预防的价值巨大——相比一个已确诊糖尿病患者所面临的生活质量下降和高昂费用,这是非常显著的。而更令人惊讶的是,这套技术的知识产权早已存在十多年,却很少被市场化部署,而我们刚好抓住了这一机遇。
ayach there's been a lot of discussion that technology particularly medical technology is is driving up the cost of healthcare medical Technologies are what is is a is one of the reasons that Health that healthcare costs are are increasing significantly but when you look at the macro data you know 2.5 trillion in healthcare spending a year I think medical devices represent you know under 5% of that how do what do you think the disconnect there is between the national discussion about technology and medical technology driving cost when again looking at the data it represents such a small portion it's more on the prevention side maybe that there's an opportunity to have real savings so healthc are is a space that um is full of this disconnect between what people think and what the data says
确实,很多人认为医疗技术推动了医疗成本的上升,尤其是医疗器械被认为是医疗费用大幅增长的原因之一。但从宏观数据看,美国每年医疗支出约2.5万亿美元,其中医疗器械仅占不足5%。你怎么看这种“舆论与数据”的脱节?也许真正的节约机会在预防方面?医疗领域存在大量人们“以为如此”与“数据实际显示”之间的差距。
the conventional thinking is is that the advancement of products and services into Health Care um and I think there’s some truth to this just adds layers of additional products Services protocols Etc in and nothing ever goes away and there’s some truth to that because when you bring something new to the marketplace before it really gets fully embedded in the marketplace and the and whatever it’s uh predecessor protocols were or products are really pulled back from the marketplace is almost a generational change so you get basically two layers the change Dynamic takes way too long in healthcare to occur and you can measure that and it does add costs um but at the same time I would say there has been an observation uh too much incremental uh change products and services that have come into the marketplace that really don’t drive that much difference and so what we’re learning uh as a company I would offer as a learning to you if you don’t drive about a 20% so that is a change that can really be felt in terms of a an outcome economic kind of Delta if it’s not kind of in the 20% range then I would question how much I’m spending developing that new thing because if it is not bringing that kind of impact to the marketplace then I think the consumer is going to be um uh very slow to uh recognize it and value it and I do think what’s what I’m learning about the consumer is is that they’re going to ultimately make the decision at the end of the day um they’re going to take their input from a variety of places but it is not going to be one of these small incremental changes that my product provides a slightly incremental advantage and it has perhaps a meaningful uh uh cost difference or even just a when I really take a look at what consumers choose when they get the opportunity it is really sobering to realize um what the standard for performance is going to be
传统观点认为,医疗领域中新产品和服务的引入会层层叠加更多产品、服务、流程等,而原有的方案很难完全被替代,需要经历几乎世代更替的漫长过程,因而在落地前便已产生显著成本。然而,我们也观察到,市场上涌现了过多增量式的产品和服务,它们往往无法带来实质差异。作为企业,我们的经验是:只有当变革的效果达到约20%时,才会对结果产生明显的经济影响;如果没有那么大的变化,就值得质疑我们为此投入的资源是否划算。消费者不会为稍微改进的功能买单;他们的决策会基于多方面信息,真正会影响他们的是具有实质差距的产品。因此,在设计新方案时,要瞄准能让消费者“真切感受”到的变革标准。
and then I’ll take you to international travels and you take a look at uh in countries where they are um getting very respectable Health outcomes and they using products and services at much lower levels than we are um you’re seeing what I’ll call an high performance clinics so in our in our neck of the woods when we begin to engage with the clinical Community we are obviously very much Discerning um who performs better than others and who’s consistent at it and when we look at what I’ll call high performance kinds of clinics the products the services they bring together the kinds of techn Technologies they use the kind of responsibility they take for performance and the kind of consistent performance they get and using much lower levels of products services and Technology than others or using um lower cost um Technologies to accomplish those things it’s uh it is pretty impressive and those are cost differences up between um let’s say 25 and 35% so all I’m really saying is is that that the to to my way of thinking the market has changed the expectation of something having an impact is pretty high I don’t know if that answers your question but
再来看国际视野:在一些国家,他们以远低于我们的资源投入获得了相当可观的健康结果,这些我称之为“高绩效诊所”。在与临床社区合作时,我们会仔细甄别哪些机构的表现更出色且更稳定,然后研究它们所采用的产品、服务、技术及其绩效责任承诺,往往能以更少的资源或更低成本的技术,实现同样甚至更好的结果——成本可低25%到35%。这印证了我所说:市场已对效能提升抱有更高预期。当然,不知这是否回答了您的问题。
so I can appreciate uh your comments about around streamlining healthcare costs with existing tools some and products some of the Technologies devices and Diagnostics you reference and that are developed by people in this room are breakthrough technologies that don’t have pre-existing payment structures although could benefit patients and potentially reduce costs we hope do you have initiatives internally to encourage those new technologies to get paid or you know you have ways that you’re going to you know you envision your organization looking at those Technologies and welcoming them uh in a constructive way that would you know allow small companies to actually get to the point where they can prove the data and show you the data
我能理解您所说的:利用现有工具、产品、技术设备和诊断手段来压缩医疗成本固然重要,但在座许多团队研发的那些突破性技术尚无既定付费模式,尽管它们可为患者带来效益并有潜力降低成本。请问,贵公司内部是否有举措来推动这些新技术获得付费?或者您设想组织将如何以建设性方式接纳这些技术,以便让小型企业有机会获取、验证并展示数据?
I think we do you know particularly given the fact that we serve a lot in that in that Community around Expediting the process to get regulatory approvals and and so forth we’re held to the same kinds of um we share an an issue about how quickly good products and so forth get to the marketplace because of the very rigorous um um regulatory hurdles that they have to get through in this country um so uh we’re very much aligned interest along along those and if we can actually be helpful uh in any way um in terms of moving those kinds of processes along but when we see something that has gotten approval that we think is um a distinctively um better approach I think we’re one of the companies that is uh most aggressive in terms of putting it forward but then you have to get to the point of well how do I get that done so the way we do that is to really focus in the marketplace again to the same notion of where are the best places and who is most likely going to be adopters of this so that we can design products and programs to get those people to those places so that that technology is driven and then we’ll pay for that and we’ll pay for those kinds of outcomes
我认为我们确实在这方面有所作为——特别是考虑到我们在该社区中积极推动加速监管审批流程。我们与研发方都面临同样的挑战:由于美国严格的审批门槛,优秀产品难以及时进入市场。如果我们能在推动流程上提供任何帮助,我们都会这么做。一旦有新技术获得批准,我们通常是市场上最积极将其推向前沿的公司之一。我们的方法,是再次回到市场:寻找最优应用场景与最可能的早期采用者,进而设计相应产品与项目,将这些人聚集到指定场所,让技术得以落地、应用;随后,我们会为实际产生的成果买单,并对相关绩效进行付费。
And I would also say that the day is coming when we’re starting to get involved in in what products and so forth um a hospital or a practice does use because we’ll have a point of view about those and we’ll also have a point of view about what the cost for those should be so I do think we’re we are in that but we’re in it that’s our approach of how we promote it in the marketplace if we could be more explicit on that around things that really do work we would come out and be that way had enough thank you very much um
我还想补充一点:未来某一天,我们将开始介入医院或诊所实际使用的各类产品,因为我们会对这些产品及其应有的成本有自己的观点。我认为,我们确实正朝着这个方向努力——这也是我们在市场推广时所采取的方法。如果能在确实有效的技术或方案上更直白地表态,我们绝不会迟疑。好了,谢谢大家。